If you're a first time buyer it can often be difficult to raise more than three times your annual single salary for a mortgage, making many properties unaffordable. Key Worker Mortgages help vital public service workers, such as police, nurses and teachers to afford properties.

Equity loans for Key Workers

The Key Worker Living scheme provides equity loans for property. These loans are re-payable on the sale of the property or if you leave your job within two years of taking out the loan.

The loan is equity linked meaning that the amount you borrow is directly linked to the value of the property. For example if you take out a £30,000 loan for a £90,000 property and then sell the property a year later for £120,000, you will pay back £40,000, a third of the final value of the property.

Our personal service

  • The team at Endsleigh Financial will guide you through the best Key Worker Mortgages as they can scan thousands of mortgage products

  • If you're eligible for a Key Worker Mortgage, get in touch with our team today

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE