Specialist business insurance
Endsleigh has over 25 years’ experience providing insurance solutions for businesses, and can provide expert consultation and advice to find the right business insurance package for your large, complex or changing business, from business contents insurance to business buildings insurance.
What can Endsleigh’s specialist business insurance cover?
Our specialist policies can provide cover for the following, and more:
Public and products liability insurance
Cover against the costs of legal action and compensation made against your business should a member of the public injure themselves or damage their property on site or as a result of your advice or service.
Employers’ liability insurance
If you employ at least one person, having employers’ liability insurance in place is a legal requirement. Employers’ liability insurance protects against legal costs and compensation claims that arise from employee injury or illness in the workplace.
Professional indemnity
Indemnity against liability for a claim made against your business for professional neglect, error, or omission. Covers the cost of compensating clients for loss or damage resulting from negligent services or advice provided by your business.
Directors and officers’ protection
If your company has directors or key managers, directors and officers’ liability insurance can cover the cost of compensation claims made against them by shareholders, investors, employees, regulators or third parties.
Business interruption
Covers the losses that could occur if your business is closed and unable to continue operating due to an insured event, such as a flood or fire.
Cyber insurance
Protection for your business against the risk of cyber attacks and any associated reputational damage, and from risks resulting from IT infrastructure.
Legal expenses
Cover for any defence costs you may incur as a result of civil proceedings brought against your business by a third party. Protect your business from any financial losses that may occur after legal proceedings.
Insurance for motor trade
We can help car dealers, mechanics, part-time traders, and breakdown recovery firms with our range of specialist motor trade insurance products, including road risk insurance, business interruption, public and employers’ liability.
Why Endsleigh for specialist business insurance?
Ensleigh has been providing commercial business solutions for over 30 years, and our dedicated client executives are committed to providing you with a flexible service that grow with the needs of your business. We work to service level agreements for enquiry handling, offering fast solutions to your insurance needs as they happen.
Getting a specialist business insurance quote with Endsleigh
There are many considerations when it comes to business insurance, so it’s a good idea to have all of the relevant information to hand before getting a quote. Here are some of the questions you might be asked about your business in relation to a quote…
It’s a legal requirement to have employers’ liability insurance in place if you have at least one employee. If you have volunteers, this can be a bit of a grey area, but will either be covered under your public or employers’ liability insurance policy. Telling us the number of employees you have, as well as the annual wage role will help us make sure you have the right cover in place.
The type of business you run will have an impact on the type of business insurance you need in place – for example, a consultancy firm is going to be exposed to completely different risks than a tattoo studio. Furnishing us with details of your business, the types of activities you’re involved with and whether you carry out any business overseas will help us to assess the risk posed to your business and find the most suitable cover.
If you own the building your business operates from, you will be responsible for insuring the building as well as any business contents or equipment you own. If you lease or rent the property, you will be responsible for insuring any improvements you have made to the building, as well as contents and business equipment that you own.
If you handle sensitive client data, you may need to consider taking out cyber insurance to protect against cyber attacks and breaches. Cyber attacks are on the rise with the digital age, so it’s important to make sure your business is protected from all angles, as a cyber breach could result in loss of income or even reputational damage.
Interested in specialist business insurance?
You might also be interested in...
Public liability insurance
Protection for your business if a customer injures themselves, or their property is damaged.
Employers liability insurance
Cover that protects against the cost of defending or settling claims that arise from employee injury or illness.
Business contents insurance
Cover that protects the things inside your business premises. Get a quote for business contents insurance today.
Motor trade insurance
Cover designed to keep your business moving, including protection for assets, liabilities, and road risks, with expert support and advice.
Fleet insurance
Get a policy that you can depend on for 3 or more vehicles, including cover for cars, vans, trucks, MPVs and special types.
Teachers' liability insurance
Expert teachers’ liability insurance to meet the commercial needs of teachers, including public and employers’ liability insurance.
Need to get in touch?
Our friendly team are ready to talk to you:
Monday-Friday, 9am-5pm
Call us on 0333 234 1387