Teachers’ liability insurance
All it takes is a disgruntled parent or workplace injury to have a significant impact your teaching or tutoring business. That’s why it’s important to have teachers’ liability insurance in place, protecting your livelihood against everyday risks that come hand in hand with working in the education sector – such as compensation claims for student injury or damage to your business equipment.
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What can we cover with teachers’ liability insurance?
Dependent on the level of cover selected, our tenants' liability insurance can provide protection for:
Public liability insurance
Protection for your teaching business if one of your students or customers injures themselves or their property is damaged whilst you’re working with them.
Employer’s liability insurance
Protection for your business if an employee seeks to claim compensation due to an illness or injury in the workplace. This will also cover compensations claims made by work experience staff.
Business equipment insurance
If your business relies on any special equipment, business equipment insurance can protect it from damage, theft and loss.
The cost of repairing or replacing pupils’ property and possessions that have been damaged as a result of your work.
Teachers' liability insurance FAQs
Not sure whether you need teachers' liability insurance? We've answered some of your most frequently asked questions to help you decide.
What is teachers’ liability insurance?
Teachers’ liability insurance covers those who work in the education sector, including teachers, tutors and childminders. If a child were to be injured under your care or a client were to claim that your teaching is unsatisfactory, teachers’ liability insurance can help cover any legal costs arising from a claim for compensation.
Business insurance for educators can also be beneficial for teachers, tutors or childminders with their own businesses. Just like any business owner, you want to know you're covered against losses that arise from your normal business activities.
What does teachers’ liability insurance cover?
Where options are selected, teachers’ liability insurance can provide cover for;
- Compensation claims should a third party sustain an injury
- The cost of repairing or replacing property and possessions that have been damaged as a result of your work
- Compensation claims that have been made by an employee as a result of illness or injury due to their work
- Compensation claims made by work experience staff
Who needs teachers’ liability insurance?
If you work with others, or operate from third party property you may need to take out teachers’ liability insurance. If you employ one or more people then employers’ liability cover is a legal requirement and can be added to your policy. Teachers’ liability insurance is important for anyone who’s working in the education sector, such as teachers, tutors, childminders, music teachers, lecturers, coaches and trainers.
At Endsleigh, we appreciate what an important (and often difficult) job you do. After all, we were founded by the NUS in 1965 to champion affordable insurance designed for students when others wouldn’t. And we’ve looked out for people in the education community ever since.
Interested in teachers' liability insurance?
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