Teachers’ liability insurance

All it takes is a disgruntled parent or workplace injury to have a significant impact your teaching or tutoring business. That’s why it’s important to have teachers’ liability insurance in place, protecting your livelihood against everyday risks that come hand in hand with working in the education sector – such as compensation claims for student injury or damage to your business equipment.

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What can we cover with teachers’ liability insurance?

Dependent on the level of cover selected, our tenants' liability insurance can provide protection for:

Bullet Point

Public liability insurance

Protection for your teaching business if one of your students or customers injures themselves or their property is damaged whilst you’re working with them.

Bullet Point

Employer’s liability insurance

Protection for your business if an employee seeks to claim compensation due to an illness or injury in the workplace. This will also cover compensations claims made by work experience staff.

Bullet Point

Business equipment insurance

If your business relies on any special equipment, business equipment insurance can protect it from damage, theft and loss.

Bullet Point

Pupils’ possessions

The cost of repairing or replacing pupils’ property and possessions that have been damaged as a result of your work.

Teacher insurance


Special rewards on your teacher car, home and travel insurance to say thank you. We offer flexible cover and a range of benefits to recognise and reward the difference you make.

Teachers' liability insurance FAQs

Not sure whether you need teachers' liability insurance? We've answered some of your most frequently asked questions to help you decide.

What is teachers’ liability insurance?


Teachers’ liability insurance covers those who work in the education sector, including teachers, tutors and childminders. If a child were to be injured under your care or a client were to claim that your teaching is unsatisfactory, teachers’ liability insurance can help cover any legal costs arising from a claim for compensation.

Business insurance for educators can also be beneficial for teachers, tutors or childminders with their own businesses. Just like any business owner, you want to know you're covered against losses that arise from your normal business activities.

What does teachers’ liability insurance cover?


Where options are selected, teachers’ liability insurance can provide cover for;

  • Compensation claims should a third party sustain an injury
  • The cost of repairing or replacing property and possessions that have been damaged as a result of your work
  • Compensation claims that have been made by an employee as a result of illness or injury due to their work
  • Compensation claims made by work experience staff

Who needs teachers’ liability insurance?


If you work with others, or operate from third party property you may need to take out teachers’ liability insurance. If you employ one or more people then employers’ liability cover is a legal requirement and can be added to your policy. Teachers’ liability insurance is important for anyone who’s working in the education sector, such as teachers, tutors, childminders, music teachers, lecturers, coaches and trainers.

Why Endsleigh for teachers' liability insurance?

At Endsleigh, we appreciate what an important (and often difficult) job you do. After all, we were founded by the NUS in 1965 to champion affordable insurance designed for students when others wouldn’t. And we’ve looked out for people in the education community ever since.

Interested in teachers' liability insurance?

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Need to contact us?

Our friendly team are ready to talk to you:

Monday - Friday, 9am-5pm

Call us on 0333 234 1447