Public Liability (PL)

What is public liability?

Public liability is the legal liability for injury caused to members of the public or damage to their property. Typically, insurers would look to provide a minimum of £2,000,000 of public liability cover, increasing to either £5,000,000 or even £10,000,000 for larger organisations and/or if specific contracts stipulate the need for this level of cover.

This is becoming a much more sought after area of insurance, as many companies will request copies of your public liability insurance before they allow you to hire out their rooms/premises, undertake a fundraising event on their site or even when you bid for funding.

What does public liability insurance mean?

By taking out public liability insurance, it means that you will be covered against the costs of legal action and compensation made against your business or large charity should a member of the public injure themselves or damage their property.

You may be wondering, “how do I get public liability insurance?”

Simply request a quote with us, and our team will be in touch with you to discuss your options regarding public liability insurance.

Find out more about large charity insurance

We understand that investigating charity insurance can be extremely time consuming, as it’s important to find the right cover that suits the needs of your organisation. That’s why we make our public liability insurance process simple and straightforward, taking the time to understand the requirements of your organisation and tailoring an insurance solution to meet your needs.