Referencing a tenant is one of the most important things a landlord can do. It gives peace of mind that you’ve selected appropriate tenants for your property and that you’ve minimised the risks associated with letting a property.

Endsleigh tenant referencing is powered by Experian, making it one of the most advanced and comprehensive services available. Our quick online process provides landlords with all the knowledge they need to make an informed decision about the suitability of a tenant.

If you let your property to students, you may choose not to reference them, as they are highly unlikely to pass a reference due to no previous credit history. However, you can help safeguard your rental income by referencing a student’s guarantor (usually a parent or legal guardian) who’ll be responsible for paying the rent in the event that the student is unable to pay.

By referencing a guarantor, you can check that their income is sufficient to cover the monthly rental amount, minimising the risk of the guarantor not being able to pay the rental income.

There are two types of tenant references you can choose with Endsleigh; comprehensive and instant.

Instant reference

The instant reference simply provides landlords with a report in minutes which will address the key checks that will help to make a decision on prospective tenants.

  • A 6 year credit history search which identifies County Court Judgements (CCJ’s) and bankruptcies.

  • Link address search which locates undisclosed associated addresses & residence history.

  • Immediate email notification with final report included when reference is complete.

  • Voters Roll check to check that applicant is who they say they are.

  • A Fraud Check with a score to identify fraud potential.

  • Tenancy Score to indicate the likelihood of the applicant to default on their rental payments.

  • Income Validation score is used to indicate the degree of confidence in the income stated by the applicant.

Comprehensive reference

The comprehensive reference simply provides landlords with a full report within 48 hours (subject to referee responses) which will address the key checks, provide referee responses and give a decision. The next step is to validate the references (employer/accountant and previous landlord) to give a final report with a decision.

  • A 6 year credit history search which identifies County Court Judgements (CCJ’s) and bankruptcies.

  • Link address search which locates undisclosed associated addresses & residence history.

  • Voters Roll check to check that applicant is who they say they are.

  • A fraud check with a score to identify fraud potential.

  • An interim report is sent within minutes with above information.

  • Validation of 2 references (Employer / Previous Landlord) – All referees are contacted directly.

  • Accountant / Solicitor references collected if applicant is self-employed.

  • Immediate email notification with final report included when reference is complete.

  • A final decision either Accept or Decline to help make a decision on prospective tenants.

Find out how to complete the reference

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