Purchasing Buy to Let buildings and contents insurance is different to buying normal home insurance. Standard home insurance doesn’t cover you for paying tenants to be unsupervised in your property. We search a panel of top UK insurance providers to get you the cheapest quote.
Cover for up to £25,000 against malicious damage or vandalism caused by tenants and their guests.
Buy to Let insurance covers your property when it’s unoccupied. Up to 120 days for student tenants and 60 days for non student tenants.
If any let room or communal area in your buy to let becomes uninhabitable, we’ll provide your tenants with alternative accommodation or compensate you for the loss of rent (up to 30% of the re-building cost of your property).
We provide full trace and access cover for up to £5,000 included as standard; we’ll cover the cost of finding the escape of water, as well as subsequent repairs to the floors, ceilings and walls.
If you provide digital equipment in your property such as satellite dishes, Wi-Fi and broadband equipment, we’ll cover them as standard on our Buy to Let buildings insurance so you don’t have to purchase additional cover.
You can add legal expenses of up to £50,000 for repossession and recovery of rent arrears.
Add home emergency for "first aid" cover for your property. You get up to £500 for sudden unexpected events such as boiler breakdown or burst pipe.