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Landlord insurance

With over 25 years' experience in the rental property market, we can find you landlord insurance for any type of residential or commercial property.

Residential landlord insurance

Defaqtolandlords

 10% of landlords pay less than £120*

*10% of landlords paid less than £120 for their insurance between 1 May 2017 & 30 July 2017. 

Retrieve a residential landlord quote

 

Commercial property insurance

Property let to commercial tenants or for business use.

Property let to commercial tenants or for business use.

Landlords portfolio insurance

Cover for a commercial and/or residential portfolio.

Cover for a commercial and/or residential portfolio.

Block of flats insurance

For landlords or management companies who let entire blocks.

For landlords or management companies who let entire blocks.

Non-standard landlord insurance

For specialist rentals such as unoccupied properties or holiday rentals. 

For specialist rentals such as unoccupied properties or holiday rentals. 

Student landlord insurance

Insurance for landlords who rent to students. 

Insurance for landlords who rent to students. 

Rent guarantee insurance

Protect your rental income with rent guarantee insurance.

Protect your rental income with rent guarantee insurance.

What is landlord insurance?

If you’re renting out a property to tenants, whether it’s a single residential property or a large commercial premises, it’s important to make sure that you’re fully protected.

A policy will provide cover to protect the landlord’s buildings, contents or both against a range of perils such as fire, flood, theft and malicious damage. Optional accidental damage insurance will further protect your buildings and/or contents against accidental damage caused by you or your tenants.

When you obtain a quote you’ll usually be able to choose additional landlord cover depending on the type of property you’re looking to insure, such as home emergency cover, legal cover or employers’ liability insurance.

While insurance isn’t compulsory by law, it may be a requirement of your mortgage or loan provider to make sure you have landlord buildings insurance in place.

What types of property will landlord insurance cover?

Rental properties come in all shapes and sizes, so it’s important that you find an insurance policy that meets your needs.

It’s likely that if you’re looking to insure a buy-to-let property to residential tenants, your requirements will be different to a landlord with a large commercial property portfolio, or a landlord with a non-standard rental (such as an unoccupied property).

So what types of property can you obtain a landlord insurance quote for with Endsleigh?

Residential properties

Residential properties are rental properties that are let to residential tenants under a tenancy agreement. They are often houses, flats or maisonettes, and may be let to student or non-student tenants.

Find out more about our residential landlord insurance

Commercial properties

Commercial properties are rental properties that are let for business purposes to commercial tenants. Commercial premises are used by many different types of business and vary in size from shops and restaurants to leisure centres and factories.

Find out more about our commercial property insurance

Multiple properties or mixed portfolio

Some landlords may have multiple residential or commercial properties, a mixed portfolio of both, or a single property which is let to residential and commercial tenants (such as flats above a shop). 

Find out more about our landlord portfolio insurance

Non-standard properties

Non-standard properties are specialist rentals such as holiday homes, buildings of a non-standard construction or unoccupied properties. Rental properties that are affected by subsidence or liable to flooding are also likely to require specialist insurance cover.

Find out more about our non-standard landlord insurance

Blocks of flats

A landlord or management company may own all of the flats or apartments within a single block or complex, and wish to insure them on a single landlord insurance policy.

Find out more about our block of flats insurance

Frequently asked questions

What types of landlord insurance are there?

What does landlord home emergency cover?

What is landlord legal cover?

How much is landlords insurance?

What insurance may landlords need?

Why may landlords need liability cover?

Can I cover my boiler?

What insurance do I need for a furnished property?

What excesses apply?

Can I insure multiple properties on one policy?

What is a rebuild cost?

What is rebuild cost, and how do I work it out?

What is a ‘sum insured’?

What is index linking?

What happens if I am under insured?

What happens if I am over insured?

What is rent guarantee insurance?

Why Endsleigh?

Expertise

We have over 25 years' experience in the rental property market, we can find you landlord insurance for any type of residential or commercial property.

Partners

We work closely with leading specialist insurers including Zurich, AXA and Ageas to provide you with flexible insurance options that are tailored to suit your needs.

Products and services

In addition to business insurance, we’re also a provider of great value motor insurance, travel insurance, home insurancegadget insuranceand more