What is shop insurance?
Shop insurance can provide protection for your shop buildings and contents, including stock, against fire, theft and flood and other perils.
Cover for the glass or windows of your shop is also included
Great value shop insurance from our panel of leading specialist insurers lets you tailor your cover to the needs of your shop or retail business, so whether you’re a butcher, baker, high street retailer or florist, you know you’re protected if the unexpected happens.
What does shop insurance cover?
Where options are selected, shop insurance can provide cover for:
- Your business contents whilst in your shop or retail premises against perils such as fire, theft and flood.
- Loss of income that arises from interruption to your business as a result of an insured event such as fire, theft or a flood at your business premises.
- Goods or stock whilst in transit to your shop or retail premises.
- The glass or windows of your shop front or retail premises against malicious damage and vandalism.
Who needs shop insurance?
Shop insurance is important for anyone running a shop or retail based business, such as:
- Department stores and high street retailers
- Bakers, butchers, greengrocers, fishmongers and delicatessens
- Post offices
- DIY, hardware, print and audio visual stores
Protection for your business
Tailor your insurance policy to suit your business needs.
Public liability insurance
Protection for your business if a customer injures themselves or their property is damaged as a result of your business.Read more
Business buildings insurance
Business buildings insurance covers your business premises, whether that's your home, or a property you own or rent, from damages.Read more
Business contents insurance
Business contents insurance can protect the things that are inside your business premises that you depend on day-to-day.Read more
Insurance built for your business
For a policy that’s tailored to your business, choose the cover you need from our panel of insurers.
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With over 25 years' experience providing insurance for businesses, our specialist UK based business insurance team can shape the right solution for you.
Products and services
We work closely with leading business insurers including Hiscox, Zurich, NIG and Allianz to provide you with flexible insurance options that are tailored to suit your business needs.