Shop insurance
We know you have a shop to run, so we make every aspect of working with us easy and efficient - especially when it comes to finding the right insurance cover for your retail business. Protect your shop’s contents, liabilities, and money with affordable shop insurance, tailored to meet your needs.
What does retail shop insurance cover?
Our flexible shop insurance policies can be tailored to include cover for:
Your business contents
Up to £1m to protect your business contents (while in your shop or retail premises) against a range of risks, such as fire, theft and flood.
Business interruption
Up to £750k compensation for loss of income that arises from interruption to your business as a result of an insured event, such as a flood at your business premises.
Glass cover
Cover for the glass or windows of your shop front or retail premises against malicious damage and vandalism.
Seasonal stock increases
Need to increase your stock amount dependent on the season? We include a seasonal uplift of 25% of your overall sum insured as standard.
Who needs shop insurance?
If you hold stock or money at your business premises or trade goods or services with customers (either at their property or yours), then you may need shop insurance to protect your investments. We can provide shop insurance for; department stores and high street retailers, bakers, butchers, greengrocers, fishmongers and delicatessens, DIY, hardware, print and audio visual stores, newsagents; chemists; florists and post offices.
Tailored insurance solutions for retail businesses
Every retail business is different, which is why we tailor our shop insurance policies to meet your unique needs. We can also provide cover for:
Up to £5 million public liability protection for your business if a customer injures themselves or their property is damaged as a result of your business operations.
Up to £10 million employers’ liability protection for your business if an employee, whether they’re casual, full-time or part-time, injures themselves or their property is damaged as a result of your business operations.
Up to £10k cover to protect any money held at your business premises.
Interested in shop insurance?
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Specialist business insurance
Professional insurance advice and tailored cover for complex businesses. Speak to our expert account executives.
Need to contact us?
Our friendly team are ready to talk to you:
Monday-Friday, 9am-5:30pm