What is pub and restaurant insurance?
With pub and restaurant insurance you can choose to cover your buildings, contents or both against perils such as fire, theft, flood and malicious damage.
Cover for your food, stock and public liability is available.
Whether you run a local village pub or have a chain of restaurants, great value pub and restaurant insurance from our panel of leading specialist insurers lets you tailor your cover to suit the needs of your business so you’re covered should the unexpected happen.
What does pub and restaurant insurance cover?
Where options are selected, pub and restaurant insurance can provide cover for:
- Your business contents including food and stock while on your premises against perils such as fire, theft, and flood.
- Loss of income that arises from interruption to your business as a result of an insured event such as fire, theft or flood at your business premises.
- The gardens or outdoor areas of your pub or restaurant are protected against theft of outdoor equipment such as chairs, tables or outdoor heaters.
- Goods or stock whilst in transit to your pub or restaurant.
Who needs pub and restaurant insurance?
Pub and restaurant insurance is important for anyone who’s running a food and drink based business such as:
- Public houses (tenanted, managed and independent)
- Coffee shops
- Tea rooms
- Sandwich shops
- Wine bars
- Ice cream parlours
Protection for your business
Tailor your insurance policy to suit your business needs.
Public liability insurance
Protection for your business if a customer injures themselves or their property is damaged as a result of your business.Read more
Business buildings insurance
Business buildings insurance covers your business premises, whether that's your home, or a property you own or rent, from damages.Read more
Business contents insurance
Business contents insurance can protect the things that are inside your business premises that you depend on day-to-day.Read more
Insurance built for your business
For a policy that’s tailored to your business, choose the cover you need from our panel of insurers.
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With over 25 years' experience providing insurance for businesses, our specialist UK based business insurance team can shape the right solution for you.
Products and services
We work closely with leading business insurers including Hiscox, Zurich, NIG and Allianz to provide you with flexible insurance options that are tailored to suit your business needs.