Whilst snow sports can be exhilarating, there’s no doubt that they come with certain risks attached. That’s why, if you’ll be taking part in any snow sports over the winter season, it’s important to make sure that you have suitable insurance cover in place.
The following activities will usually be included as standard on a specialist winter sports insurance policy:
The benefit of taking out specialist winter sports insurance is that, as well as covering the things you would expect on a standard travel insurance policy (for example, cancellation and curtailment), the scope of the policy is extended to provide cover for the added risk of taking part in snow sport activities.
A winter sport insurance policy may include some (or all) of the following covers:
If there were to be a severe lack of snow or an avalanche resulting in the closure of skiing facilities, a winter sports insurance policy may cover the cost of transportation to an alternative resort so that you can continue to enjoy the rest of your holiday. If there aren’t any other resorts nearby, then the policy may also provide compensation in the event of a piste closure.
Whilst medical expenses are usually included as standard on a winter sports insurance policy, this doesn’t always include helicopter evacuation should you injure yourself at the top of the mountain. Check your policy documents to see if you’re covered, otherwise you may be landed with a rather large medical bill.
Whether you own your own equipment or are hiring for the week, if you were to lose, damage or have your equipment stolen, a winter sports insurance policy will cover the cost of purchasing (or hiring) new equipment for the duration of your trip.
If you were to injure yourself or fall ill on your trip, then winter sports insurance may also cover the reimbursement of ski school fees, lift passes and hired ski equipment.
Some, but not all, insurers will offer cover for off-piste skiing, but usually only if you follow local safety advice and have a professional guide with you at all times. Check your policy documents to make sure you’re covered before going off-piste.
Read our disclaimer.
There can be a lot of confusion about what some words actually mean when it comes to travel insurance. To break it down for you, here are some explanations of the most common jargon you might come across when considering travel insurance.
We’ve pulled together our top five activities to partake in on a winter holiday, that don’t involve a piste.
Whilst skiing holidays have a reputation for being expensive, there are a variety of European ski destinations you can travel to that won’t break the bank.
Whilst holidays should be a time for relaxation, it’s important to keep safety in the back of your mind, especially when it comes to protecting your money.
For many, volunteering abroad is a life changing experience, and offers an array of benefits, not only in your personal life but in your professional life as well.