Taking out a mobile phone insurance policy shouldn’t be a challenging task. There’s a lot of things people want and need to know before committing to a premium, which is why we’ve compiled some of our top frequently asked questions regarding phone insurance.
Costs are a top FAQ when it comes to mobile phone insurance, but the answer can depend on many factors. A lot of people will take out insurance on their new device, due to it being an expensive handset that would cost a lot of money to repair or replace without insurance. Other people may choose to insure their entire family’s mobile phones under one multi-device policy for ease.
Typically, phone insurance costs can vary between policy providers. Some providers may throw in optional extras, like tech packs that can extend to tablets and laptops. There’s demand for bespoke policies that match what users are looking for, so it’s a case of which device you have and how well you want to protect it.
This comes down to personal preference. Unlike with mandatory car insurance, phone insurance is not a legal requirement. However, for most people it will be a case of weighing up the costs of repair and replacement without insurance. The chances are that people with the latest model of iPhone or Samsung, for example, won’t want to tempt fate and will likely insure their device.
This can be devastating for some people, especially if they rely heavily on their mobile phone. A lot of people plan their entire week’s schedule by means of their phone – travel apps for the commute, meditation apps for unwinding, online shopping apps for groceries, weather apps to check the forecast, and even payment apps to save them taking out their cash and cards.
Here are some of our top tips for what to do if you lose your phone:
When buying an insurance policy, it’s important to have a clear understanding of everything that’s included in the premium. Typical mobile phone insurance policies cover the following and more:
Hopefully the above FAQs have helped answer some of your burning mobile phone insurance questions. From the costs involved to what the policies can cover, there are so many things you need to know before taking out a new insurance policy. Make sure you speak to your insurance provider about any other queries you may have. For more information, see our mobile phone insurance page.
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