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The Endsleigh Freshers Information Pack 2004

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Students are worth more

The Endsleigh Students Possession Survey (ESPS) 2003, supported by the NUS, revealed that the average student now takes around £4000 belongings to university. Most students greatly underestimate the value of their possessions – on average by £1100.

Students tend to have a much higher proportion of high value goods than in the past. Most students own a mobile phone, many own laptops or PCs and a growing number of courses require expensive technical equipment.

In addition, students often possess gifts from eighteenth or twenty-first birthdays, which hold sentimental as well as monetary value.

Practical tips

The ESPS 2003 survey revealed that many students failed to recognise the value of items such as CDs, DVDs or books. Endsleigh would advise students to:

  • Keep a record of important books, your CD collection, or any computer software. Replacing these can be difficult without a record and can also prove more expensive. Students should make sure that the only copy of this list is not on their laptop or computer.
  • Taking a visual record of valuable items using a camera or camera phone can help when reporting a theft and making a claim. Remember to keep photos safe though and not on a laptop or digital camera.
  • Marking items such as laptops, mobile phones and other electrical equipment, as well as making a note of any markings or codes can also help stolen items to be traced.
  • Use the Endsleigh Possessions Estimator (see enclosed) to get a more accurate assessment of what their belongings are worth. They can then ensure they have sufficient cover for all their things.

Endsleigh Insurance Services Limited is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its web site at www.fsa.gov.uk/register.
Endsleigh Insurance Services Limited. Company No: 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.