Holiday insurance could prevent "hellish" trips

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Thu, 22 Jun 2006

Purchasing Holiday Insurance could help many travellers survive a "hellish" summer vacation.

Although a Travel Insurance policy can not guarantee consumers will enjoy their nightmare holiday, it can go some way to ensuring that problems are minimised, reports the Guardian.

Malcolm Tarling, spokesman for the Association of British Insurers, said: "It covers medical treatment, loss of baggage, delay or cancellation and personal liability, but does not pay out if your holiday brochure turns out to have been misleading."

However, some policies allow pre-travel advice to holidaymakers to ensure that they are provided with a wide range of information about their destination, as well as legal cover.

Paul Birkhead, underwriting manager at Halifax Travel Insurance, said: "The best piece of advice we can offer prospective holidaymakers is to really do their research before choosing their holiday destination."

He added: "Halifax Travel Insurance operates a pre-travel advice line for its customers where advisors can provide information on the facilities available and the standard of accommodation in and around their chosen destination."

The increasing cost of overseas medical treatment and lost baggage means that all travellers should ensure they shop around for a Holiday Insurance policy that suits their needs before jetting off.


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