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Date: 11 Feb 05 Analysis
The worst of winter may be over but the first shoots of spring still seem a million miles away.
Therefore many of us will be planning trips abroad, perhaps to sunnier climbs but also to ski resorts.
Winter sports are a massive hit with Brits but can also be quite risky.
Any such trip could serve as a good reminder for those of us with dependents to take out a life insurance policy.
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