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Why choose Endsleigh for Income Protection?

  • Fully qualified advisers


  • Impartial advice


  • We search the whole marketplace

  • FREE service

    (unless you opt to pay a fee)

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How does Income Protection Work?

Income Protection (also known as Permanent Health Insurance) is designed to pay you a regular tax free monthly income if you are unable to work due to illness or injury. The claim will be paid either until you are well enough to go back to work, or until your selected retirement age.

The amount of cover is based on a percentage of your gross earnings and is suitable for both employed and self-employed people. People who are unemployed or house persons are also eligible for PHI up to a level of £24,000 per year. This could be necessary for people who undertake vital duties within the household (such as carers) who are not paid a wage through an employer.

Our professional advisers can offer much more detailed advice on the benefits for individuals considering such a policy. We will save you time and money by searching the Income Protection products available within the entire UK marketplace for you, finding the most suitable policy for your circumstances.

Do I need Income Protection?

Like most people you probably insure your possessions - replacing them could be really expensive! You probably also insure your personal belongings, the contents of your home, your car, and your house. But what about your most valuable asset?

Our source of income is probably the most important asset that we possess. Without it, our entire lifestyle is at risk. One of the biggest threats to our ability to work is our health - something that most of us take for granted.

Suffering from a long term illness or injury is much more likely than you might imagine. Currently, 2.2 million people of working age will be off work for at least 6 months at any one time through sickness and disability.

Being unable to work could have serious consequences for your financial security, and therefore Income Protection is one of the most important insurances and should be a priority.

Our professional advisers will be able to offer further advice, and search the entire marketplace on your behalf to find you the best policy to suit your individual circumstances.

You were professional, polite and efficient. A rare quality in todays customer service environment.

Endsleigh Financial Independent Tailoring is a trading name of Endsleigh Independent Financial Services Limited which is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its web site at www.fsa.gov.uk/register.
Endsleigh Independent Financial Services Limited. Company No: 4132605 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.