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Why choose Endsleigh for Commercial Mortgages

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Commercial Mortgages

Commercial mortgages or business mortgages are mortgage loans that are taken out, not for the purchasing of a residential property, but for a building that is to be used for business or commercial purposes. In certain circumstances where the business and property may be linked and therefore sold together, such as a pub or a restaurant, commercial mortgage loans are usually used.

As with residential mortgages the loan amount will need to be repaid within an agreed period and interest will be charged on the outstanding amount.

Normally, an arrangement fee of around 2% of the mortgage will be charged and a guarantee for the commercial mortgage will need to be established. This could be the commercial property itself, or another business asset.

The arrangement of a business mortgage can sometimes be used to help to fund further business activities and land investment finance amongst other things.

Usually commercial mortgage rates are lower than residential interest rates because with a thriving business the risk associated with the mortgage loan is lower.

Endsleigh Financial will be able to help guide through the best options available to you for commercial and business mortgages being able to look at 1000's of mortgage products within the UK marketplace. Compare commercial mortgages now by completing the online quote form.

Our mortgage comparison service is free (unless you opt to pay a fee for our advice) and unlike many other mortgage companies and brokers our staff are salaried, not paid commission on the products that they sell, meaning they really do act independently within the mortgage marketplace to try to get you the best commercial mortgage deal.

Further commercial mortgage features

  • Advances of up to 85% Loan to Value (on a bricks and mortar basis)
  • Self Certified Option
  • Adverse Credit acceptable up to 10 CCJ's, 6 mortgage arrears, discharged bankruptcy or current IVA.
  • 30 year terms available
  • No upper age limit for borrowers


Endsleigh were exemplary on all matters concerning our mortgage application and excelled in courtesy. I highly recommended them for anyone applying for a mortgage.
LW, Cambridge.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Endsleigh Financial Independent Tailoring is a trading name of Endsleigh Independent Financial Services Limited which is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its web site at www.fsa.gov.uk/register.
Endsleigh Independent Financial Services Limited. Company No: 4132605 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.