Can I take out such a policy if I do not have a job / am a house person?
Housepersons benefit is a cover that is available for those people who are not in paid employment but who need an income should they become incapacitated and unable to carry out their daily tasks. It is designed to pay out a regular tax free income to help cover the cost of childcare, invalid care or household help.
The level of benefit available is determined by the chosen insurer, but could be as much as £1,200 per month.
In order to claim the benefit the following criteria must be met:
- Unable to perform certain tasks of daily living
- Be confined to a hospital or home
Endsleigh Financial Independent Tailoring can offer much more detailed advice on policies that will help to protect house workers through our trained, salaried staff. By not paying our staff a commission for the products that they sell we offer a truly independent UK whole of market service.
We endeavour to save you time and money by searching the Permanent Health Insurance market on your behalf to find you the best policy to suit your individual circumstances.
This Permanent Health cover comparison service is free (unless you opt to pay a fee for our advice). Compare permanent health insurance policies by completing our online quote form.