There is nothing stopping you from buying life insurance over the internet. But do you actually feel confident enough to make the right decisions on your own? Would you buy medication without the advice from a professional?
Using a regulated financial advisor when looking into life insurance not only opens you up to wealth of knowledge you can trust but it can also prevent you making mistakes which could cost you in the long run. Independent Financial Advisors are able to
- Help you avoid a policy that can become more costly over time.
- Help you to decide the correct policy for what you want to protect, should it be your family, mortgage or both.
- Guarantee the amount of cover is suitable for your circumstances.
- Ensure your application is completed correctly – if not it could mean your cover is invalid if your family need to claim.
- Most importantly, ensure that you are not over insured.
Independent Financial Advisers are those that can offer a selection of products from the life insurance marketplace rather then being tied to one particular provider – ensuring the most suitable product for your circumstances.
Endsleigh Financial Services offer free independent advice and are able to access a wide selection of UK insurance policies. Not only can we help you to make the right decision about a policy which is suitable for you, we also remove the burden of finding that policy and subsequently saving you time as well.
Another service we offer free of charge is the option to write your policy into trust. By writing your policy into trust it means it can escape inheritance tax as it won’t be counted as part of your estate when you die. If you weren’t to write your policy into trust then potentially a £200,000 life insurance policy could be worth £120,000. Writing your policy into trust will mean that the money will also be released to your loved ones sooner.
We can help you with whatever type of Life Insurance or protection policy you require, whether it’s level term, mortgage protection or critical illness. Not only will we help you find and set up the right sort of policy we can check year after year that you still have the most competitive, suitable policy. In the current economic climate good advice is more important than ever.
At Endsleigh Financial Services, our Independent Financial Advisers are bound to the Financial Services Authority rules and are obliged to provide you with advice which is most suited to your own personal needs and requirements. We will gain a full understanding of your circumstances and requirements before we begin to advise you regarding any financial products.
Call us now on 0800 389 2193 or get a quote online and one of our advisors will call you back to explain it in more detail.
Endsleigh Financial Independent Tailoring is a trading name of Endsleigh Independent Financial Services Limited which is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its website at www.fsa.gov.uk.
Endsleigh Independent Financial Services Limited. Company No: 4132605 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.