Wed, 25 Jan 2006

UK weather conditions could actually mean more cheap motor Insurance premiums, according to a new study.

Research commissioned by leading insurance provider Norwich Union discovered that the UK does not have particularly rainy weather conditions. Examining insurance claims from 2004/05, the study showed that, on average, it only rains 6.2 per cent of the time. However, it is cloudy a further 66 per cent of the time.

It is hoped that the new information could mean companies offering cheap motor insurance reassessing their risk levels, especially amongst less frequent drivers. However, Norwich Union is urging motorists to take extra care in unusual weather conditions such as the predicted cold snap that is hitting the UK at the moment.

Julian Beardsworth, director of underwriting, Norwich Union, said: "With the Met Office predicting the coldest winter in a decade, motorists should remember that a little preparation before setting out on a journey can avoid a breakdown or accident."

He added: "If there has been a frost, drivers need to allow enough time to defrost and scrape all windows on their vehicle so that they can see properly. A clean windscreen - inside and out - is essential to clear vision."

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