Services include a robust tenant referencing system utilising Experian’s extensive database and support by UK based support teams. We also provide Instant and Comprehensive references with Legal Expenses & Rent Guarantee cover included to ensure rental income is protected, as well as offering competitive insurance cover to tenants and landlords.
Instant References for Tenants
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The Instant Tenant Reference provides letting agents and landlords with a report in minutes which will address the key checks that will help to make a decision on prospective tenants.
The application is submitted online directly to Experian’s data bureau and will instantly gain up to date, comprehensive information on the tenant or guarantor.
The Instant Tenant Reference covers:
- A six year credit history search which identifies public information registered against the tenant (e.g. County Court Judgements (CCJs), bankruptcies, voluntary arrangements, administration orders, sequestrations).
- Linked address search which establishes undisclosed addresses and checks these addresses for detrimental information.
- Email notification with the tenant or guarantor report as soon as it is available.
- Authenticate check which includes a search of the electoral roll to confirm that the tenant or guarantor is who they say they are.
- A fraud check with a score to identify fraud potential.
- Tenancy score to indicate the likelihood of the tenant or guarantor to default on their rental payments.
- Income validation score used to indicate the degree of confidence in the income stated by the tenant or guarantor.
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Comprehensive Tenant References
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The Comprehensive Tenant Reference provides letting agents and landlords with a full tenant or guarantor reference report within 48 hours* which will address the key checks, provide referee responses and help to make a decision on prospective tenants.
The application is submitted online directly to Experian’s data bureau and will instantly gain up to date, comprehensive information on the tenant or guarantor with an interim reference report. The online system enables you to remain informed throughout the process.
The next step is to validate the tenant or guarantor references (employer/accountant and previous landlord) to give a final tenant or guarantor reference report with an instant reference.
The Comprehensive Tenant Reference covers:
- A six year credit history search which identifies public information registered against the tenant (e.g. County Court Judgements (CCJs), bankruptcies, voluntary arrangements, administration orders, sequestrations).
- Linked address search which establishes undisclosed addresses and checks these addresses for detrimental information.
- Authenticate check which includes a search of the electoral roll to confirm that the tenant or guarantor is who they say they are.
- Tenancy score to indicate the likelihood of the tenant or guarantor to default on their rental payments.
- A fraud check with a score to identify fraud potential.
- An interim report is sent within minutes with above information.
- Validation of tenant specific references (employer/income provider and previous landlord if appropriate) – all referees are contacted directly.
- Accountant reference requested if tenant or guarantor is self-employed.
- Immediate email notification with final tenant or guarantor reference report included when all reference checks are complete.
- A final decision of either Accept or Decline to help make a decision on prospective tenants or guarantors.
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Endsleigh scored:
*subject to referee responses.