Home insurance is one of the most common forms of insurance, although many different types of policy exist for various different circumstances.
Whilst most homeowners will be familiar with buildings insurance, which is often mandatory under the terms of a mortgage agreement, and contents insurance, there are number of other, more specialised insurance policies designed to protect you, your property and your possessions.
What types of home insurance exist?
Your individual circumstances will determine which home insurance policy is most suitable for you. Endsleigh, as one of the UK’s leading insurance brokers, can help you to find the right home insurance policy at a competitive price.
- Building Insurance: Insurance for the structure of your home or property, protecting you from structural issues such as accidental damage, subsidence, fire or flood damage.
- Contents Insurance: Protection for the contents of your home, including non-permanent furniture, appliances and electrical appliances, against damage or theft.
- Buildings & Contents Insurance: Insurance that combines buildings insurance and contents insurance on one policy.
- Landlords Insurance: Buildings insurance for people who let their property to a tenant.
- Tenants Insurance: Contents insurance for those living in rented accommodation, including those who may be sharing with friends.
- Student Insurance: Contents insurance that is designed for students who may be living in shared or university accommodation.
Which Home Insurance is right for me?
The home insurance that you require will depend largely on your circumstances. For example, if you are a landlord with a rental property, you may find that many building insurance do not provide you with the protection that you need. Likewise, if you are renting a property with someone who isn’t a member of your family (such as a flat or housemate), you may find that standard contents insurance would not cover you in the event of theft, loss or damage.
If you are unsure as to what type of home insurance is right for you, talk to one of Endsleigh’s specialist home insurance specialists.
Get a competitive Home Insurance Policy.
If you are looking for a competitively priced home insurance policy that is tailored to your needs, contact Endsleigh today. As one of the UK’s leading insurance brokers, we search some of the biggest names in the industry to find you the best possible quote.
To see how much you could save, get a free, no obligation quote from Endsleigh today.
