With the modern home now full of appliances, having the right insurance in place to protect you from those unexpected and nasty surprises has never been more important. With the potential expense of replacing or repairing your appliances, in the event of loss, damage or theft, likely to run into thousands, home insurance is there to give you complete peace of mind.
Appliances are typically covered by buildings or contents insurance. Buildings insurance provides cover for permanently fitted appliances, such as cookers, showers and other permanent fixtures, whilst contents insurance typically covers non-fitted appliances, including televisions, computers and HiFi equipment.
What appliances can be covered by home insurance?
Your individual circumstances will determine which home insurance policy is most suitable for you. Endsleigh, as one of the UK’s leading insurance brokers, can help you to find the right home insurance policy at a competitive price.
- Fixtures and Fittings: Any permanent fixtures and appliances. This includes fitted kitchens, bathrooms and related appliances, such as cookers and showers.
- Electrical Appliances: Any electrical appliances, including televisions, computers, games consoles and non-fitted kitchen appliances.
- Fridges and Freezers: Any fridges or freezers in your property. You may also be covered for any frozen food that may be lost due to damage or defects.
- Garden Equipment: Any garden tools or appliances, even if they are stored in a garage or shed.
- Gadgets: Gadget insurance is also available to provide cover for your portable devices, such as iPods, smartphones, iPads and digital cameras.
How does home insurance protect my appliances?
Home insurance typically provides cover against accidental damage or theft of your appliances. In most cases, these appliances will be replaced on a new-for-old basis. In some cases, you may also be covered for consequential losses relating to your appliances. For example, should an incident affect your freezer, you can be covered for both the replacement of your appliance as well as any frozen food that may have been lost.
Get a competitive home insurance policy.
As one of the UK’s leading insurance brokers, Endsleigh searches through a panel of leading insurers to provide you with a competitive quote and a policy that you can rely on.
To see how much you could save by insuring your appliances, get a free, no obligation quote from Endsleigh today.
