General home buildings and contents insurance isn’t adequate to cover you for all third party risks that you could encounter as a landlord.
Having specialist landlord insurance ensures you limit your exposure to risk, protecting your financial wellbeing.
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Malicious damage by tenants
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Our landlords insurance covers you for up to £25,000 against malicious damage or vandalism caused by tenants and their guests at no extra charge.
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What happens if your property becomes unoccupied?
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Our landlords insurance provides un-occupancy cover for up to 120 days for student tenants and up to 60 days for non student tenants to ensure your property is protected outside of term time or inbetween lets.
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| Panel of insurers |
We search a panel of top landlords insurance providers to find you the best policy and the lowest price.
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| Landlords fixtures and fittings |
As landlords fight to secure the best tenants there is an increasing number who will provide digital communication such as satellite dishes, wi-fi and broadband equipment. As we include cover for these as standard on buildings insurance you do not have to purchase additional cover.
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| Student landlord discount |
Not only do we offer cover for student lets, but we also reward our student landlords by automatically including a 10% discount.
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| Alternative accommodation and loss of rent |
If any let room or communal area in the property becomes uninhabitable we will provide your tenants with alternative accommodation or compensate you for the loss of rent for up to 30% of the re-buildings cost of your property.
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| What if your property is damaged following emergency access? |
If an event occurs at your property which requires emergency access we will repair the damage to ensure your property is still in a rentable condition, up to £1000.
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| Concerned about liable action? |
Included in all of our landlords policies, dependent upon the cover selected, are public, employers and property owners liability cover to ensure you are protected against any liable action.
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| Trace and access cover |
We provide full trace and access cover for up to £5,000 included as standard, we will cover the cost of finding the escape of water, as well as subsequent repairs to the floors, ceilings and walls.
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| Friendly and swift claims service |
If you need to make a claim, you can rely on us for a friendly, efficient and swift claims service, to get you back up and running.
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| Manage your account online |
You’ll have access to your own secure online account, so you can manage your policy in your own time, 24 hours a day. |
When service matters most
Expert claims team
If you want to speak to us, we will be ready to talk to you from our UK based call centres. You’ll be allocated a dedicated claims handler to process your claim and make the process as simple as possible.
Online claims service
If you need to make a claim, you can do this online, in your own time 24 hours a day, every day. Your claim will be picked up by our in house claims team, who are open 7 days a week, to manage your claim.
Friendly and swift claims service
If you need to make a claim, you can rely on us for a friendly, efficient and swift claims service, to get you back up and running.
Endsleigh scored:
We are experts in landlord insurance
- We have over 15 years expertise in the landlord insurance market.
- Over 40,000 landlords have chosen to insure with Endsleigh.
- We remain experts and back up our knowledge by continuing to ask landlords what their insurance should cover and respond accordingly. We’d love to hear your feedback, please leave it here.
Our complete landlord package
- Unlike some other insurance companies, we offer complete cover for a range of properties, including single flats, flats in blocks, commercial property, shared houses and family homes.
- We offer cover for all types of tenants, specialising in professional and student lets.
- Our buildings insurance provides cover whatever the re-build cost.
- Our landlord insurance offers market leading cover:
- If a property is left unoccupied, we provide full cover for 60 days.
- Our landlord insurance is one of the few in the market to cover malicious damage caused not only by tenants, but also guests as standard.
- We know that increasing numbers of landlords include broadband equipment and digital or Sky TV as part of the rental package. We cover this as standard as part of the fixtures and fittings.
We understand that landlords who let to students have different needs
- By insuring over 360,000 student tenants we have gained insight into the potential risks associated with letting to students.
- Some insurers choose not to insure properties that are let to students because of the perceived risk. As the number one insurance provider for the student market we encourage student lets and offer a discount of up to 10%.
- We know student landlords need cover over the summer break so if the property is left unoccupied, we extend our full cover from 60 days to 120 days.
Comprehensive products with the backup of our first class service
- All our people are based in the UK.
- Landlords can report a claim online 24/7.
- Our dedicated in house claims team support landlords through the whole claim process. Our claims experts are on hand 7 days a week to keep you up to date along the way.
- Our loss adjusters understand Endsleigh landlord policies and are empowered to make quick decisions on claims.
- We offer you a flexible range of settlement options.
Optional extras
Legal cover
Our specialist legal team will help you pursue legal action for property damage, nuisance and trespass, repossession and recovery of rent arrears, up to £50,000 cover. Plus we offer a 24 hour legal advice line.
Home emergency cover
Home emergency cover gives you the added peace of mind of 24 hour ‘first aid protection’ for your property so tenants can make the call and start to get things sorted for themselves. Including up to £500 for call out charges, labour, parts and materials. Central heating failure due to cold weather periods, burst pipe damage, blockage or flooding of drains, break in, vandalism and damaged locks, plus emergency alternative accommodation for your tenants if the home is uninhabitable.
Tenant Referencing
At Endsleigh we also provide tenant referencing services, helping you to choose the right tenants for your properties. Powered by Experian, our tenant referencing service is one of the most powerful in the industry, providing both instant online tenant checks to identify bad credit histories, past CCJ's or bankruptcy, and a more comprehensive profile including employer and landlords checks.
Vacant property
If you have a vacant property to rent, why not try unoccupied property insurance from Woodstock Insurance Brokers Limited.