We offer the following:
- Car
- Car Breakdown
- Windscreen Breakage for Third Party Fire and Theft Motor Policy holders
- Motorcycle
- Motoring Abroad
- Rented Accommodation Contents Cover
- Budget Home Insurance
- Standard Home Insurance
- Executive Home Insurance
- Very High Value Home Insurance
- Annual Multi-Trip Travel - Including Business Trips
- Holiday Travel
- Winter Sports Travel
- Extreme Activities Travel
- Backpacking Travel
- Studying Abroad Travel
- Musical Instrument
- Pedal Cycle
- Photographic Equipment
- Home Emergency
- Caravan
- Pets
- Key Care
- Motoring Abroad
- Mobile Phone
Quotes and Cover for General Products
Out of hours central call centre - all phone calls trip to our Burnley based operation extending the service as follows:
Mon to Fri - 8.am - 9pm
Sat - 9am to 5:30pm
Sun - 10am - 6pm
Internet - we provide instant on-line quotes and cover. We are also introducing functionality that allows clients to download policy documents and work is progressing towards on-line renewals and adjustments. We own a number of specialist websites that attract clients to our insurance products, these include Women on Wheels, 17to40, Sonar Direct, Reducemyquote.com, The Student Motor Quote Company, Your Motor Insurance and Your Home Insurance..
Motor Insurance
We manage a panel of 30 motor schemes.
We use ISL "What If" software to track our premiums against the market throughtout the year.
As an independent intermediary we are constantly negotiating new schemes to add to our panel.
The mix of schemes on our panel is designed to be competitive for students, young drivers, career professionals, mature drivers, safe risks and performance cars. In other words, we have catered for the whole spectrum of motorists within our target markets.
Home Insurance
We manage a panel of 18 household schemes which ensures that we our competitive.
Our schemes reflect the evolving lifestyles of our market.
We have products to cover:
- Students Away At College
- Young People In Rented Accommodation
- Budget Household Risks
- Standard Household Risks
- Executive Type Properties And Contents
- Very High Value Contents And Properties - full broking and risk management service
Travel Insurance.
We do not believe in the principle of "one policy fits all" and therefore our range of travel policies is divided into niche products designed to reflect the lifestyles of career people. These products are bench marked against the market biannually to identify market movements in premiums.
Small Products
We research the market to select the most appropriate combination of quality cover and competitive premiums.